Unipay Overview
# Synthesizing the On-Chain Credit Core_
Last updated
# Synthesizing the On-Chain Credit Core_
Last updated
is a multi-chain decentralized payment protocol that bridges blockchain-native credit systems with real-world financial services. At its core, Unipay provides a yield-bearing stablecoin solution integrated with payments and settlement services, redefining the way money moves in both DeFi and traditional ecosystems.
Unipay's stablecoin, USDU, is a yield-generating stable asset backed by a delta-neutral strategy on assets like Solana and Ethereum\Bitcoin. By combining robust collateral management and hedging mechanisms, USDU ensures scalability, stability, and efficiency for participants and market makers. Its design allows for optimized yield opportunities while maintaining a stable value.
Beyond its stablecoin foundation, Unipay powers a real-world payment ecosystem:
The Unipay Card enables users to use their crypto-backed credit seamlessly in day-to-day transactions, bridging crypto credit to platforms like Visa, MasterCard, and PayPal.
Our settlement services allow businesses to settle cross-border payments efficiently, integrating stablecoins into global financial systems.
Unipay combines the power of crypto-native money with real-world utility, enabling seamless integration across CeFi and DeFi for both institutional participants and individual users.